Credit Card Processing at Home: Software Solutions

A merchant account software for credit card processing at home is the most recommended solution if you receive the majority of your credit card orders direct or by phone and mail orders.

But if you have a high percentage of orders placed through a web site, this system is not the best. In that case you have the following choices:

If you've just started your business on the net and your sales volume is small, you're better to get a free online credit card processing.

If you're business is well established and your sales volume is high you may get a regular ecommerce merchant account

A software solution for credit card processing at home

A software solution is the ideal solution for businesses of all sizes because it removes the complexity and expense normally associated with authorizing and processing credit card transactions, and it's much faster than standard dial-up authorization systems.

The software will process all major credit cards, Visa, MasterCard, American Express, Discover, etc., with automatic deposit into your existing bank account. It lets you use your existing PC investment to its full potential.

Why purchase additional hardware when you already have a computer system that meets your needs? PC based processing offers faster transaction speed and increased efficiency, resulting in reduced expenses for your business.

How a credit card authorization software works: learn how to get a credit card authorization software that lets you automatically accept, authorize and process secure credit card and electronic checks directly through their web site.

An introduction to point of sale software: Point of sale software gives business owners a convenient way of checking out customers and of recording sales. It can keep a record of the store inventory, updating it when an order is processed...

Choosing Credit Card Merchant Accounts for Offline Merchants: Are you an offline merchant looking for credit card merchant accounts? If so, take the time read this article and learn how accepting credit cards can increase your revenues...

How to Setup a Merchant Credit Card Account for Your Brick and Mortar Business: Read this insightful article on the requirements you need to setup a merchant credit card account at your brick and mortar location.

The benefits of a software-based solution

A good credit card processing at home solution has the following benefits:

Reduced errors: the software eliminates the need to re-enter transaction information

Transaction Database: Information is stored inside a database giving you the ability to retrieve valuable information

Fraud Reduction: Checks multiple information fields such as zipcode and street address (AVS).

Batch processing: Sends multiple transactions as a batch, reducing authorization time to as little as three seconds.

Equipment Reduction: Multiple registers can use one modem and phone line, saving money.

Detailed reports: Sophisticated reports tell you how your business is doing and make it easy to ensure proper payment for every transaction.

ISDN support: Allows use of D-packet services to decrease authorization time to 3-5 seconds per transaction.

Procurement/Corporate Cards: Support for level 2 procurement cards lets you continue to process your important corporate accounts.

You can get all these benefits opening an account at Charge.com, an outstanding service for credit card processing at home. If you want to learn more about this software-based merchant account solution, click here.

A phone credit card processing solution

This is a credit card processing at home solution for those getting started: you can make your credit card processing at home without buying expensive softwares or terminal equipments.

You pay a little more per single sale, so this is an option just to get started. Click here to learn more about this phone credit card processing solution.

PC-Charge

Merchant Express offers PC-Charge, a proven, sophisticated merchant account software that lets you process all major credit cards and check guarantee services right on your own PC and automatically deposit the transaction amount into your existing bank account.

Paynet Systems also offers PC-Charge and many other payment solutions. This merchant account provider can enable your business to accept every form of payment available including Visa, MasterCard, American Express, Carte Blanche, Diners Club, checks, and every major ATM card network nationwide.

Other softwares for credit card processing at home

Electronic Transfer presents the Fast Charge Payment Gateway, aa convenient way of manually entering and processing credit card transactions.

American Express offers PurchaseExpress, an easy-to-use credit card software that enables merchants to authorize and settle credit card transactions right from their own computer

Cardservice International: this merchant account software will help you to manage your sales and get credit card authorization from your own PC, without the need of additional hardware.

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