Credit card processing and no merchant account

You can get credit card processing and no merchant account, if your business is just started and/or you're not a US resident. You don't need a bank provided merchant account to be able to make sales over the internet.

You can use 2CheckOut.com if:

  • You maintain a Web site(s), containing complete marketing, advertising, and product information.

  • Your customers will place the orders themselves through your web site and 2CheckOut.com. Clients agree not to place orders on behalf of customers as part of normal business operations.

  • Your prices are displayed in U.S. dollars.

  • Your product of service meets our product/service requirements.

    To get a credit card processing and no merchant account at 2CheckOut.com means that you pay no leases, no monthly fees, no application fees, no gateway fees and no statement fees!!

    There is only a 1 time set up fee of $49. 2CheckOut collects only a 5.5% commission on each sale plus a $0.45 charge per transaction.

    2checkout currently accepts Visa, MasterCard, American Express, and Discover/Novus and derivatives of those brands. Diners Club is in the process of being added.

    There is no maximum number of products you can sell and no maximum dollar amount of sales you can conduct each month.

    These are the great advantages to have credit card processing and no merchant account with 2CheckOut.com

    Of course, on the long run, it will be more expensive than a standard merchant account, but if your business is at the beginning, 2checkout can be the ideal solution for you. Besides it is very difficult to get a standard merchant account if you've just started up and you live outside US.

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    Credit card processing and no merchant account: easy setup!

    If you sell a single product, you need only an HTML link. 2CheckOut.com provides sample code snippets for each of your products that can be easily incorporated into your site.

    This is very easy with a credit card processing and no merchant account at 2CheckOut.com.

    But if you sell multiple products, you can get shopping cart functionality at 2CheckOut. All you have to do is place buy and checkout links on your site. They also provide a free Perl shopping cart that is and is already configured to work with their payment solution.

    Their payment solution can also be incorporated into almost any shopping cart that supports the authorize.net or linkpt gateways.

    Credit card processing and no merchant account: products you can sell

  • Your products/services must be legal for sale in all states, provinces, and countries where you accept customers.

  • The following products and services cannot be sold:
    • Online Subscription Pornography
    • Adult Subscription Content
    • Adult Products ( X-Rated Videos, Sex Toys )
    • Firearms
    • Fireworks or Pyrotechnic Devices or Supplies
    • Alcoholic Beverages
    • Tobacco Products
    • Live Animals
    • Prescription Drugs or Other Controlled Substances
    • Hazardous Materials, Combustibles, Corrosives
    • Mailing Lists
    • Gambling Transactions
    • Sports Gambling Prognostication
    • Pre-Adult Content - Pictures, Videos, etc. of Individuals Under 18 Yrs Old
    • Replica Watches, Sunglasses, etc.
    • Hotel, Airfare, Travel services
    • IRC Chat Hosting
    • Lottery/Contest Sites
    • Credit Card Protection Services
    • Money Making Schemes
    • Satellite Cards
    • Cable Converter Boxes
    • Phone Chat Lines
    • Penis Enlargement Products
    • Psychic Readings
    • Collection Agency Service

      Credit card processing and no merchant account with 2checkout.com: less chargeback dispute!

      A chargeback dispute is a forced refund from a customer's credit card company. It occurs when a cardholder decides to formally dispute a charge on his/her credit card bill, often because someone else fraudulently used that cardnumber before the abuse had been discovered or reported.

      Chargeback disputes occur on less than 1% of all transactions with a 2CheckOut.com credit card processing and no merchant account.

      According to credit card association rules, Internet merchants must accept credit card fraud as part of the normal risk of doing business on the Internet.

      The amount of credit card fraud you experience will vary according to the type of products you sell. Products which appeal to children, teenagers, and unmarried men will experience a higher degree of credit card fraud. Products which are purchased primarily by professionals, women, and families will experience a lower amount of fraud.

      When an issuing bank sends a chargeback dispute, the bank also charges a research fee. This fee can range from $10 to $50 depending on the bank. At this time 2CheckOut.com absorbs the chargeback research fee for their clients, but they reserve the right to pass the bank's charge back fee on to client involved, at their discretion.

      Learn more about credit card processing and no merchant account with 2checkout.com


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