Accept payment with a credit card: the American Express solution

If you need a merchant account and accept payment with a credit card at your web site, American Express offers two pricing plans: the discount rate and a flat fee.

With the discount-rate plan, you pay American Express a small percentage of each transaction your customers make with the Card. There's no set monthly fee, and unlike with many bankcards, there are no hidden costs.

With a flat fee, merchants pay $5 each month, with no additional charges. Businesses must have less than $5,000 in annual American Express sales, and submit, authorize, and receive payments electronically to be eligible for the flat-fee plan.

The benefits of the American Express solution

  • Frequent Internet users – 68% of Cardmembers who used the American Express Card in the past month use the Internet.

  • Avid Internet shoppers – Cardmembers are 60% more likely than bankcard holders to have made an Internet purchase in the past year. If you accept payment with a credit card you can get these customers!

  • Profitable customers – Cardmembers, who made an Internet purchase, spent $1,268 on average over the past year on the Internet.

  • Faster payment — with American Express if you accept payment with a credit card, you get paid in as few as 3 days instead of the standard 45 days with invoice and check.

  • Less risk — accepting American Express Cards can help lower your risk of payment default and help you manage billing and collection.


    Attract more internet customers: Accept the Card. Click here



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