How to Accept Credit Card Payment Online and Sell Digital Products and Services

If you want to accept credit card payment online and sell digital items or services, a good choice is to open an account at ClickBank.

Using a third party processing service is, of course, more expensive than to have your own merchant account, but it's also far easier, especially if you run a small business and you reside outside USA.

For these reasons to accept credit card payment online is very very difficult! Moreover you have to pay a lot of money at the start for setup fees, monthly fees, statement fees, etc.

In fact, if you open an account at ClickBank, you have to pay a small setup fee, no monthly fee, but you will pay more per single transaction than if you have your own merchant account. This is the best choice to begin your business on the web at a little cost and about immediately.

Later, if your business will thrive, you can open a standard merchant account and accept credit card payment online and pay less per transaction.

Here are the specifications for a small business merchant account at ClickBank:

SETUP FEE: $49.95

MONTHLY FEE: none

TRANSACTION FEE: $1 + 7,5% per sale

CREDIT CARDS ACCEPTED: Visa, Mastercard, American Express, Discover, Eurocard, Bravo, Visa-Debit, MasterCard-Debit, and Novus cards


Accept credit card payment online at ClickBank: the benefits

  • Accept credit card payment online in real time and sell your digital goods or services.
  • Provide international fraud screening by ccScan®.
  • Handle all customer billing, billing inquiries, and bank inquiries.
  • Process all of your sales volume. We have no sales caps.
  • Connect your web site to our network of over 100,000 affiliate sites.
  • Provide you and your affiliates with real-time sales reporting.
  • Send you and your affiliates a paycheck twice each month.

    7 easy steps to accept credit card payment online with CLickBank

    1. Signup with ClickBank and fill the simple form with your personal datas (2 minutes).

    2. Make a sales page to accept credit card payment online: here is where you convince the customer to make the purchase. On this page (at your web site) you need to explain what you are selling, how the service will be delivered (web page, email, etc), and how long it will take for delivery (5 seconds, 5 minutes, etc). Here you will include your sales link.

    3. Make a thank-you page: this page (at your own web site) will be seen by your customers only if their credit card is valid. Here you must thank the customer for making a purchase, display your email address and remind him that their credit card bill will show a charge by "CLICKBANK / KEYNETICS". Moreover you have to collect additional information from the customer, if you need it to complete the sale, and make an "exit link"

    4. Test your links: before you accept credit card payment online, you must test your links to make sure they are set up properly. You don't want customers to end up at the wrong page after they pay. (Imagine paying good money only to see a "FILE NOT FOUND" message.)

    5. Request your price limit: the price limit is the maximum price you can charge customers for a single purchase. The standard price limit is $50. In rare circumstances ClickBank can allow a merchant to accept credit card payment online up to $250 or more.

    6. Activate your account: once your account is approved, the next time your access your account you will see instructions on how to pay your one-time $49.95 activation fee by credit card or money order.

    7. Set your prices: after you have paid the activation fee, you will need to set the prices of your links. To do so, login to your account, click the link to "access your account", then click the link to "modify you account" link. Go to the section titled "thank-you pages" and enter the price for each link in the small box next to the thank-you page URLs.

    It's done! Now you can accept credit card payment online!


    You can build your Affiliate Network!

    The best way to promote any web site is to offer cash rewards to other sites that send you paying customers. For ClickBank members this process is completely automatic using our clickback® referral tracking system.

    Simply you have to login to your small business merchant account and set the sales commission rate you offer to any percentage between 1% and 75%. The commissions under $0.25 are rounded up to $0.25, and commissions over $100 are rounded down to $100.

    When you open a small business merchant account with ClickBank your web site can have an instant Affiliate Network. Affiliate networks are used by the most successful sites on the web to drive paying customers to their online stores.

    To make it work, simply promote your affiliate program at your web site, and use a "Join My Affiliate Program" (JMAP) link to enroll your new recruits. Each affiliate needs a ClickBank account so that ClickBank can track their sales, and send them checks.


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